Affordable Coverage
At Healthcare Professional Risk Retention Group, Inc., we provide medical professional liability insurance tailored to the unique needs of physicians, surgeons, and allied healthcare providers. Our policy design is the result of collaboration with healthcare professionals and is designed to address the daily risks faced by providers. We offer flexible coverage options for individuals, groups, and entities. Our standard policy includes a comprehensive range of features, and we cover a wide variety of medical specialties. Whether you’re a solo practitioner or part of a large organization, we’re committed to protecting you and your practice from unforeseen events. Please see below for a list of policy features and medical specialties covered.

Medical Specialties Covered
Physicians & Surgeons
- Anesthesiology
- Cardiology
- Dermatology
- General Surgery
- General/Family Practice
- Gynecology
- Internal Medicine
- Neurology
- Neurosurgery
- Obstetrics
- Orthopedics including Surgery
- Pain Management
- Pediatrics
- Physical Medicine & Rehab
- Plastic Surgery
- Psychiatry
- Radiology
- Urology
Allied Healthcare Professionals
- Anesthesiology Assistant
- Clinical Nurse Specialist
- Nurse Anesthetist
- Nurse Practitioner
- Occupational Therapist
- Physician Assistant
- Physical Therapist
- Radiological Assistant
- Ultrasound Tech
Medical Entities
- Diagnostic Clinic
- Medical Spa
- Outpatient Surgery Center
- Urgent Care
Policy Features
Consent to Settle
Incident Sensitive Claims Trigger
Death Disability & Retirement Tail
Administrative Proceeding Amendatory Endorsement
Cyber Liability Coverage
Locum Tenens Coverage
Non-Assessable Policy
Non-practicing Discounts
Sabbatical, maternity leave, FMLA leave